R. Smith

Written by Rick Smith at 10th Degree, an internet marketing agency based in Orange County, California.

 Articles by this Author

Fannie Mae Walk Away Rules May Hurt Real Estate Market

Fannie Mae is trying to crack down on homeowners who choose to walk away from their home mortgage even though they are able to continue making the mortgage loan payments These “strategic mortgage defaulters” may be penalized by Fannie Mae for up to 7 years after the home foreclosure has been settled

Should You Pay For College Prep Counseling?

College prep counseling has become a large and growing industry and there are thousands of people calling themselves educational consultants Are private counseling services really beneficial

Personal Finance And Paying Off Your Mortgage

In the process of buying a home or refinancing a mortgage, personal finance planning is often overlooked or neglected For a typical borrower, the plan was to get a loan that stretches out the monthly payments, delays the principal reduction, and use the home like an ATM machine to withdraw cash for various things

What Is Your Business Value Proposition?

If I am your potential customer, why should I buy from you instead of your competitor This question is at the core of developing a good value proposition for your product or service, and maximizing your online sales conversions

Improve Your Marketing by Tap, Tap, Tapping Into Brain Patterns

Our brains create and store information in the form of images that are quick and easy for our minds to process when needed These memory images, which are associated with feelings and emotions that are embedded at the time of the experience, can be recalled by the use of words, sounds, or pictures
If I am your potential customer, why should I buy from you instead of your competitor This question is at the core of developing a good value proposition for your product or service, and maximizing your online sales conversions

Borrowers May See Change in Credit Scores

People looking to finance a home or a new car may experience a substantial change in their credit scores since the FICO credit scoring model was recently modified If you are in the market to finance a major purchase, buy a home, or refinance, your ability to qualify for financing may be affected by how the new scoring formula calculates your credit scores

The One Million Dollar Search Engine Keyword Position

Can a top 5 search engine position for a major keyword really make a substantial difference in sales revenue for your business A Case Study Example Here is a real example of how one company cashed in on a top search engine position for a single keyword that moved from the bottom of the second page of Google to above the fold on the first page of search results
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