John Dow

What some people might not know is that Federal Student Loan process was dramatically changed by the new health-care legislation I'm not sure why, Congress decided to include the changes to loans within the healthcare legislation

What many people might not release is that your credit report is based on your credit history Transactions, payment records, amount of credit extended, inquires, and etc

Credit scores are based on many factors and each financial institution may have specific methods unique to their scoring But there are three common pillars that dictate your overall credit score that are common to most financial institutions

For those of us not in the retail industry or holiday type businesses, December can be a slow month Most people go into the holiday mode right after Thanksgiving

With difficult financial times facing many this holiday season; Christmas celebrations will be tough to fit in an already stretched budget But you really don't have to spend a lot of money to enjoy the holiday and some of the most fun has nothing to do with spending money

Last summer we took our two grandkids (a 6 year old boy and 7 year old girl) to the beach for the afternoon for a picnic, fishing, swimming, and sea shell hunting trip But on the way we stopped at a quick shop to get some ice and my grandson spotted one of those throw away cameras (good for one roll of film and then you send in or hand over the whole camera for the prints)

When you fall behind on payments, you start getting phone calls and letters That's the way it works and if you owe the money you can't pretend that you don't

There is a new FICO credit scoring system called FICO-08 that was designed to better serve the credit industry The two major changes are about small inconsequential infractions and people who piggyback onto others good credit history

Small Business Computer Support is a tough service to find that’s both reasonable in cost and effective Other factors like the number of users, type of business, and location can also add to the challenge

One of the first questions that comes up after cost and location on any college search is where will I live About 80% of four-year colleges offer some type of on campus housing